Consumer Guide5 min

A Consumer Sued His Moving Company. Now He Owes Them $10,000.

The contract said the carrier recovers legal costs if the consumer loses. He lost. The carrier's lawyers billed $9,665. The consumer earns $950 per month from Social Security.

|Trunk Research|With John H. Vetne
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Before you sue a moving company, you need to understand the attorney fees trap. It is built into the contract you signed, and it works in one direction: against you.

What Happened

A consumer hired a household goods broker for an interstate move. The broker dispatched to a carrier. The move went badly: overcharges, damage, the standard pattern. The consumer filed a lawsuit in federal court in the Southern District of Florida, representing himself pro se.

The complaint was dismissed twice. The court found the consumer had not pleaded sufficient facts specific to his own case. He had modeled his complaint on a state attorney general's filing without adapting it to his own situation.

After the dismissal, the carrier's law firm moved for attorney fees under the contract. Section 13 of the carrier's contract stated: 'In the event litigation is necessary, the carrier shall recover costs and court costs incurred as a result of litigation.'

The court granted $9,665.33 in attorney fees and $259.33 in costs to the carrier. The consumer, who earns $950 per month from Social Security, now owes the company that harmed him nearly $10,000 in legal fees.

Case: Mansour v. Home and Office Movers (S.D. Florida, 0:23-cv-61365, January 2025). Carrier's law firm: The Lomnitzer Law Firm, Boca Raton FL. Hourly rates: $375 to $450 per hour.

How the Attorney Fees Clause Works

Most moving contracts contain a one-sided attorney fees clause. The typical language: the carrier recovers its legal costs if the consumer loses. If the consumer wins, the carrier pays nothing.

This is not standard in most consumer contracts. In many industries, attorney fees clauses are mutual: both sides recover fees if they win. In household goods contracts, the clause is one-directional. The consumer bears all the risk of litigation.

The effect: a consumer with a $5,000 overcharge claim faces the possibility of a $10,000+ legal bill if they lose. The rational choice, for most consumers, is to absorb the loss rather than risk doubling it. The clause does not prevent disputes. It prevents consumers from pursuing them.

It Gets Worse: Forum Selection

The same contracts that impose one-sided attorney fees also dictate where the consumer must litigate. A consumer in Michigan who hires a Florida broker may be required to file suit in Palm Beach County, Florida. A consumer in an international move was required to litigate in London, England. That case was never refiled. The consumer lost everything.

The combination of attorney fees clauses and forum selection clauses creates a double barrier: the consumer must travel to the mover's chosen jurisdiction AND risk paying the mover's lawyers if they lose. For disputes under $10,000 (which is most moving fraud), no rational consumer would take that risk.

Why Pro Se Consumers Are Especially Vulnerable

Consumers who cannot afford an attorney and represent themselves (pro se) face the highest risk. A pro se consumer may not know the technical requirements of federal pleading standards. Courts routinely dismiss pro se complaints for failing to state a claim, not because the consumer was not harmed, but because the complaint was not drafted in the form the court requires.

Each dismissal generates attorney fees for the mover's law firm. The consumer who was trying to save money by not hiring a lawyer ends up paying the other side's lawyers instead.

This is why Section 14704 administrative complaints (filed with DOT's Office of Hearings or the Surface Transportation Board) are a safer path for most consumers. Administrative proceedings do not carry the same fee-shifting risks as federal court litigation. The proceedings allow any person to appear as a representative (49 CFR 386.4). No law license is required.

What You Can Do Instead

If you have been scammed by a moving company, consider these alternatives before filing a lawsuit:

1. File a claim against the broker's $75,000 surety bond (Form BMC-84). The bond explicitly covers shippers. No attorney needed. No fee-shifting risk. Template: trunk.lorea.ai/insights/template-surety-bond-claim

2. File a credit card chargeback. If you paid by card, chargeback rights bypass the contract entirely. The card issuer adjudicates the dispute, not a court.

3. File a Section 14704 complaint with DOT's Office of Hearings or the Surface Transportation Board. Administrative proceedings do not expose you to attorney fee clauses. Template: trunk.lorea.ai/insights/template-14704-complaint

4. File a complaint with your state attorney general. State consumer protection statutes (like Florida's FDUTPA) may provide remedies that override the contract's forum selection clause.

5. If you do file in court, hire an attorney. The cost of representation is lower than the cost of losing pro se and owing the carrier's legal fees. An attorney who understands Carmack Amendment preemption, broker liability, and federal pleading standards will not make the mistakes that lead to dismissal.

6. Read the contract before signing. If you see a one-sided attorney fees clause, ask for it to be removed. If the mover refuses, that tells you something about how they plan to treat you.

Companies Mentioned

Contributors: John H. Vetne

Sources: Mansour v. Home and Office Movers LLC (S.D. Florida, 0:23-cv-61365, January 2025). Benhamou v. Moving Solutions LLC (E.D. Michigan, 2022). Sharani v. Salviati & Santori Inc. (N.D. Cal., 2008). 49 CFR 386.4 (representative in agency proceedings). Form BMC-84 (broker surety bond).

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